Successful cross-border ecommerce necessitates careful consideration of national, cultural and regulatory differences. It’s the only way to be sure you strike the right balance between your business needs and consumer expectations. 

The Arvato Payments Review combines quantitative research with insights from our experts to provide the big picture when it comes to payment methods, risk and fraud, and consumer behaviour in 14 of the most exciting e-commerce markets worldwide.

Each country guide reveals market demographics and trends, as well as consumer behaviour and expectations around shopping, purchasing, delivery and returns. We pay special attention to how consumers want to pay, highlighting local payment heroes and what you need for the optimal payment mix. We even help you identify potential threats by taking a closer look at the risks in each country: what types of fraud there are and what you can do to minimise your exposure.

E-commerce markets covered in this report

Austria, Belgium, Denmark, Finland, France, Germany, Netherlands, Norway, Poland, Spain, Sweden, Switzerland, United Kingdom, USA

Compare country data

Compare data across the 14 different countries. Find out more about local payment methods, fraud and risk, and consumer behaviour.